Kissht IPO
Market Sentiment
IPO Details
Market Lot Size
IPO Reservation
Day-wise Subscription (times subscribed)
Financial Analysis
| Metric | 2023 | 2024 | 2025 |
|---|---|---|---|
| Revenue | 1,001.51 | 1,700.30 | 1,352.69 |
| Expense | 977.55 | 1,432.86 | 1,136.42 |
| Profit (PAT) | 27.67 | 197.29 | 160.62 |
| Total Assets | 1,275.20 | 1,796.53 | 2,701.10 |
| Company | EPS | P/E | Market Cap (Cr) |
|---|---|---|---|
| Bajaj Finance Limited | 26.89 | 32.73 | 19 |
| Cholamandalam Investment & Finance Company Limited | 50.72 | 29.31 | 20 |
| HDB Financial Services Limited | 27.40 | 27.26 | 15 |
| SBI Cards & Payment Services Limited | 20.15 | 39.61 | 15 |
Promoters: Ranvir Singh And Krishnan Vishwanathan
| Shareholding | No. of Shares | Holding % |
|---|---|---|
| Promoter Holding Pre Issue | 11,87,75,420 | 32.30% |
| Promoter Holding Post Issue | 16,84,83,022 | 23.33% |
Strengths & Risks
- Strongly subscribed — 9.5x overall (so far).
- Strong institutional (QIB) demand — 24.9x.
- Solid profit margin — 11.9%.
- Strong return on equity — 18%.
- Revenue fell 20% in the latest reported year.
- Promoter stake drops to 23% after the issue.
Compiled from this issue's live GMP, subscription, valuation and financial data, and updated as those figures change. Informational only — not investment advice. Always read the RHP before applying.
Company Information
OnEMI Technology Solutions Limited was incorporated in 2016 and is a digital lending company in India. It provides quick and easy loans through its mobile app to meet both personal and business needs. The company runs two platforms: Kissht, which is used for digital loans, and Ring, which is a payments app. It also helps online and offline merchants offer easy EMI options to their customers. Loans are disbursed and managed through its NBFC partner, Si Creva Capital Services, which takes care of KYC, loan approval, and EMI collections.
OnEMI Technology Solutions Ltd., 10 th Floor,, Tower 4,, Equinox Park, LBS Marg, Kurla (West),, Mumbai, Maharashtra, 400070
| Purpose | Amount (Cr) |
|---|---|
| Augmenting the capital base of our Subsidiary, Si Creva, to meet its future capital requirements arising out of the growth of our Subsidiary, Si Creva’s, business | 750.00 |
| General Corporate Purpose | 7.01 |
Resources & Documents
Kissht has set a price band of Rs 162–Rs 171 per share for an issue size of Rs 926 crore. The stock listed with a 11.11% gain versus its issue price on May 08, 2026.
OnEMI Technology Solutions Limited was incorporated in 2016 and is a digital lending company in India. It provides quick and easy loans through its mobile app to meet both personal and business needs.
The issue is promoted by Ranvir Singh And Krishnan Vishwanathan with JM Financial Ltd., HSBC Securities & Capital Markets (India) Pvt. Ltd., Nuvama Wealth Management Ltd., SBI Capital Markets Ltd., Centrum Capital Ltd. acting as lead manager. Net proceeds will primarily be used towards Augmenting the capital base of our Subsidiary, Si Creva, to meet its future capital requirements arising out of the grow… (Rs 750 crore) and General Corporate Purpose (Rs 7 crore).
On fundamentals, the company is posting revenue growth of -20.4%, a profit margin of 11.9%, return on equity of 17.7% in its most recent reported period. Listed peers in this segment include Cholamandalam Investment & Finance Company Limited (P/E 29.31x, market cap Rs 20 crore) and Bajaj Finance Limited (P/E 32.73x, market cap Rs 19 crore) — useful reference points when evaluating the issue's pricing relative to where the broader sector are trading.
On our data-signal score, the combined signals for this issue currently read strong — the composite picture tilts positive, though not without some caveats. This is a summary of public data, not a recommendation to apply or skip. Past performance does not predict future returns — review the price chart and peer comparison below before trading.
Kissht IPO GMP — What It Means
GMP stops mattering once the shares trade — it only ever estimated the listing price. The summary at the top of this page compares the last pre-listing GMP with how the shares actually listed.
See the full Kissht GMP history and trend, or learn how grey market premium works and how reliable it is.
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