Aye Finance IPO
Market Sentiment
IPO Details
Market Lot Size
IPO Reservation
Financial Analysis
| Metric | 2023 | 2024 | 2025 | Sep 2025 |
|---|---|---|---|---|
| Revenue | 643.34 | 1,071.75 | 1,504.99 | 863.02 |
| Expense | 571.94 | 843.89 | 1,279.98 | 780.44 |
| Profit (PAT) | 39.87 | 171.68 | 175.25 | 64.60 |
| Total Assets | 3,126.00 | 4,869.59 | 6,338.63 | 7,116.01 |
| Company | EPS | P/E | Market Cap (Cr) |
|---|---|---|---|
| SBFC Finance Limited | 3.21 | 27.32 | 12 |
| Five-Star Business Finance Limited | 36.61 | 12.07 | 19 |
| Manappuram Finance | 18.50 | 12.00 | 22,000 |
| CreditAccess Grameen | 72.00 | 18.50 | 18,000 |
| Fusion Micro Finance | 42.00 | 15.00 | 6,500 |
Promoters: The Company Does Not Have An Identifiable Promoter.
Strengths & Risks
- Revenue grew 45% in the latest reported year.
- Solid profit margin — 18.5%.
- Mostly fresh capital — proceeds fund the company's growth, not an exit.
- Elevated leverage — debt/equity of 3.20.
Compiled from this issue's live GMP, subscription, valuation and financial data, and updated as those figures change. Informational only — not investment advice. Always read the RHP before applying.
Company Information
The Company Does Not Have An Identifiable Promoter. Aye Finance started its journey in 1993 and has been involved in the business of offering secured and unsecured small business loans for working capital, including mortgage loans, ‘Saral’ Property Loans, and secured and unsecured hypothecation loans, primarily to micro-scale MSMEs. Furthermore, the company is ready to provide a business loan so the business can grow, and as collateral assets or property of the business. It provides loans to businesses like manufacturing, trading, services, and agriculture-related businesses. The company helps 586,825 active customers in 18 states and 3 union territories and manages a lot of money for them. Aye finance provide loans, including mortgage loans, secured hypothecation loans, and unsecured hypothecation loans.
Aye Finance Ltd., M-5, Magnum House-I,, Community Centre,, Karampura, New Delhi, New Delhi, 110015
Resources & Documents
Aye Finance has set a price band of Rs 122–Rs 129 per share for an issue size of Rs 1,010 crore in the nbfc - micro msme lending sector. The stock listed flat against its issue price.
The Company Does Not Have An Identifiable Promoter. Aye Finance started its journey in 1993 and has been involved in the business of offering secured and unsecured small business loans for working capital, including mortgage loans, ‘Saral’ Property Loans, and secured and unsecured hypothecation loans, primarily to micro-scale MSMEs. The company operates in the nbfc - micro msme lending space.
The issue is promoted by The Company Does Not Have An Identifiable Promoter. with Axis Capital Ltd., IIFL Capital Services Ltd., JM Financial Ltd., Nuvama Wealth Management Ltd. acting as lead manager.
At the upper end of the price band, the issue is priced at a post-issue P/E of 23.45x — a premium to the industry average of 22.00x. On fundamentals, the company is posting revenue growth of 45.0%, a profit margin of 18.5%, return on equity of 14.2% in its most recent reported period. Listed peers in this segment include Manappuram Finance (P/E 12.00x, market cap Rs 22,000 crore) and CreditAccess Grameen (P/E 18.50x, market cap Rs 18,000 crore) — useful reference points when evaluating the issue's pricing relative to where the broader sector are trading.
On our data-signal score, the combined signals for this issue currently read weak — several key indicators are reading below average. This is a summary of public data, not a recommendation to apply or skip. Past performance does not predict future returns — review the price chart and peer comparison below before trading.
Aye Finance IPO GMP — What It Means
GMP stops mattering once the shares trade — it only ever estimated the listing price. The summary at the top of this page compares the last pre-listing GMP with how the shares actually listed.
See the full Aye Finance GMP history and trend, or learn how grey market premium works and how reliable it is.
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